Complaints
At Contrarian Advisory Services, we are committed to customer focused, effective and efficient complaint handling. We strive to address each claim genuinely, promptly, fairly and consistently, ensure each complaint is treated in an un-biased manner, and all allegations are investigated thoroughly.
This document provides information about our dispute resolution process including how and where complaints may be made and how and when we will communicate with you about resolving your complaint.
If you have a complaint about Contrarian Advisory Services or Authorised Representatives of Contrarian Advisory Services, we would like to hear from you. The Privacy Policy applies to the Licensee and all authorised representatives.
How you can lodge a complaint
If you wish to make a complaint, please contact the Contrarian Advisory Services on the information below:
Damian Liddell
Level 2, 41 Mundy Street
Bendigo VIC 3550
Phone 03 5441 3373
Email damian@contrariangroup.com.au
Website www.contrariangroup.com.au
Our complaint process is free of charge to you. Your complaint does not need to be in writing. If you require any assistance to lodge your complaint, please let us know. You may also choose to authorise a representative to make a complaint on your behalf.
We are bound by the Privacy Act, and we manage and protect your personal information in accordance with the Australian Privacy Principles.
Additionally, please note:
If you are deaf and/or find it hard hearing or speaking with people who use a phone, the National Relay Service (NRS) can help you. You can use this service to help you make a complaint.
National Relay Service
Website: https://www.communications.gov.au/
Voice Relay Number: 1300 555 727
TTY Number: 133 677
SMS Relay Number: 0423 677 767
If you are in need of a translation service to aide in making a complaint, the Australian Government Department of Home Affairs, Translating and Interpreting Service may be able to help you.
Translating and Interpreting Service
Website:
Free Interpreting Service Number: 131 450
How we will deal with your complaint
We will respond to your complaint in a timely and flexible manner. Our goal is to ensure the earliest possible resolution and we will try to resolve your complaint wherever possible at the first point of contact. Where your complaint is urgent it will be prioritised.
We will ensure you have the opportunity to explain your complaint. To this end we ask that where possible, that you provide the following information about your complaint:
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your full name, date of birth and contact details
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if relevant, your financial adviser's or mortgage broker’s name
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the names of any service providers, such as any investment, insurance or credit product providers, associated with your complaint
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any identifying account numbers or other references, such as an investor number, loan number, policy number or superannuation account number
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supporting documentation and
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the resolution you are seeking.
We will address your complaint fairly and consistently, treating each complaint in an un-biased manner, and ensuring all allegations are investigated thoroughly. We will inform the financial adviser involved about your complaint and ask them to respond to us.
Once your complaint is resolved any agreed outcomes will be implemented in a timely manner.
How and when we will communicate with you about your complaint
We will acknowledge the receipt of your complaint within 1 business day verbally or in writing. Where this is not possible, acknowledgement will be made as soon as possible.
We will investigate your complaint promptly and respond to you within 30 calendar days. Our response will include:
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The outcome of your complaint including the actions taken to resolve it
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The reasons for our decisions and
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Information about your rights if you are not satisfied with the resolution.
If we are able to resolve the complaint to your complete satisfaction within 5 business days, we may not provide a written response unless you request a response in writing.
Some complex matters may require additional time to thoroughly investigate the complaint and bring it to a resolution. Where additional time is required, we will advise you in writing within 30 calendar days of receiving the complaint. We will explain the reasons for the delay.
We will communicate openly throughout the process.
If you are not satisfied with the resolution of your complaint, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA).
Your right to lodge a complaint with AFCA
If an issue has not been resolved to your satisfaction, you can lodge a complaint with AFCA. AFCA provides fair and independent complaint resolution that is free to consumers. The contact details for AFCA are:
Mail GPO Box 3, Melbourne VIC 3001
Phone 1800 931 678 (free of charge)
About this Policy
We may amend or update our Complaints Policy as required by law or as our business processes changes. We will post the updated policy on our website – www.contrariangroup.com.au. We encourage you to check our website from time to time to view our current policy or contact us for a printed copy.
The Complaints Policy applies to the following organisations which are all part of the Licensee’s Group:
Contrarian Group Financial Planning ABN 497 386 956 69